Is Donald Trump proposing a 50-year mortgage? What to know about long-term loans

Photo credit: Sandy Millar via Unsplash. Article by Andrea Riquier. USA Today – November 9, 2025.

President Donald Trump on Saturday, Nov. 9, appeared to propose mortgages with 50-year terms, an idea that drew criticism from leaders in Washington, researchers and others. “Thanks to President Trump, we are indeed working on The 50 year Mortgage – a complete game changer,” Federal Housing Finance Agency Director Bill Pulte wrote on X. But other Trump allies balked at the idea. Conservative Rep. Marjorie Taylor Greene shared on X that she opposes the move, arguing that it rewards “the banks, mortgage lenders and home builders while people pay far more in interest over time and die before they ever pay off their home.” […]

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