401(k) plans and stock market volatility: What you need to know

Photo credit: Olga Nayda on Unsplash. Article by Dr. Ronald Premuroso. The Conversation – April 14, 2025.

With stock market charts resembling the contours of a roller-coaster ride in recent days, many Americans could be forgiven for eyeing their 401(k)s with a little concern. Retirement savings are crucial to the financial well-being of millions of especially older people in the U.S., so the concern is understandable. But just how worried should people be by market fluctuations? And just how big a hit do 401(k)s take when markets fall? The Conversation turned to Western Governors University’s Ronald Premuroso, an expert in this area, for answers. […]

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