How to Find Your Small Business Credit Score

Photo credit: Vlada Karpovich via Pexels. Article by Emily Heaslip. CO by US Chamber of Commerce – April 23, 2025.

If you’ve ever applied for a credit card, taken out a loan or mortgage, or agreed to a background check, you may be familiar with your personal credit score. Lenders use personal credit scores to determine your “creditworthiness” — how likely it is that you will repay the loan on time and in full. Businesses have credit scores too. A strong business credit score can give you access to lower interest rates, lower health insurance costs, and better vendor payment terms. It also impacts the funding options available when you decide it’s time to expand, merge or acquire another business, or valuate your business for a sale. […]

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