FICO just upended the credit score market

Image credit: rawpixel.com via Freepik. Article by Sam Klebanov. Morning Brew – October 2, 2025.

A magic number that can determine whether you’ll be a homeowner will be sent to mortgage companies without intermediaries. Fair Isaac, the company that creates FICO credit scores, announced yesterday that it’ll offer them directly to the lending industry, eliminating the need for credit reporting agencies Experian, Equifax, and TransUnion in the transactions. […]

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